Policies
Motor
We offer private and commercial polices with various types of cover including Third Party Only
(liability for another person or their property) and Comprehensive (liability for another person or
their property as well as for your Vehicle, which includes Hurricane and Windscreen cover).
Proposal Form
Homeowners
Our policy covers your building, household appliances and personal effects, as well as providing
public/personal liability at no additional cost. The coverage extends to catastrophe perils, fire
and
burglary.
Proposal
Form
Fire and Perils
Provides cover against fire, lightning, earthquake, hurricane, tornado, riots and malicious damage,
bush fire,
smoke damage, spontaneous combustion, explosion, storm, windstorm, flood,
impact, aircraft, and burst pipes.
Proposal
Form
Public Liability
Provides cover your legal liability for death, bodily injury and damage to Third Party property.
Proposal
Form
Workmen's Compensation
Compensates the employer for an employee's loss of wages and medical expenses arising from death or
bodily injury
during the course of their employment. The level of liability is as stated by Workmen's
Compenstation Law.
Proposal
Form
Contract Works
This policy covers the contractor and the property owner in the event of a loss or damage to a
property that is under construction. The coverage extends to catastrophe perils including hurricane,
fire, burglary etc.
Proposal Form
Burglary
Covers loss or damage to a property as a result of theft or attempted theft (following
forcible or violent entry or exit from the premises).
Proposal
Form
Money
Covers loss of money during and outside business hours, whilst in transit, at the home of authorized
people as well as damage to safes or strong rooms.
Proposal
Form
All Risk
Covers the loss of specified valuables including jewelry as a result of any specified perils.
Proposal
Form
Marine
Covers the loss or damage to a vessel, engine fittings and equipment including boats, dinghies and
outboard motors.
Proposal
Form
Travel
This policy covers the loss or damage to baggage and personal effects,
personal accidents, money and tickets as well as cancelled flights.
Proposal
Form
Professional Indemnity
This policy provides cover to indemnify the Insured against legal liability for claims made against the Insured including costs by reason of any professional negligence, error or omission.